Beatrix KowalczykCFP® · RICP®
Senior Financial Planner · Lakeshore Financial Design · Chicago, IL
★★★★★ 4.8(89+ client reviews)Fee-only fiduciaryVirtual nationwide
Fee
0.90%
Fee-only
Minimum
$100k
to start
Experience
17 yrs
advising clients
Response
within 3 hours
typical reply
About Beatrix
Beatrix built her practice around Chicago's teachers, firefighters, and city employees - people whose biggest asset is a pension election they get exactly one chance to make. Her pension-analysis process has become the front door for hundreds of public-sector households.
The rest of the plan follows: coordinating the 457, timing Social Security around the pension, and bridging healthcare to 65.
Specialties & services
- Pension-election analysis (lump sum vs annuity)
- 457/403(b) coordination with private savings
- Retiree healthcare bridge planning
Best for
Public-sector employees with pensions to optimize
Sound like you? Smart move: compare Beatrix against 2–3 similar advisors before deciding. The matcher screens the whole network against your goals and shows you Beatrix's availability alongside the alternatives — free.
Frequently asked about Beatrix Kowalczyk
What are Beatrix Kowalczyk's fees?
Beatrix Kowalczyk of Lakeshore Financial Design publishes a fee of 0.90% AUM (fee-only — paid solely by clients, never product commissions). Fees can change and may vary by service level, so confirm directly before engaging.
What is Beatrix Kowalczyk's account minimum?
Lakeshore Financial Design lists a minimum of $100k in investable assets for ongoing management. If you're below the minimum, the AdvisoryReviews matcher can route you to network advisors with no minimum.
Is Beatrix Kowalczyk a fiduciary?
Beatrix Kowalczyk operates under the fiduciary standard and runs a fee-only practice, meaning compensation comes only from clients — never commissions. Always verify any advisor's registration and record on the SEC's Investment Adviser Public Disclosure site before engaging.
Does Beatrix work with clients outside Chicago?
Yes — Lakeshore Financial Design works with clients virtually nationwide, alongside in-person meetings in Chicago, IL.
How do I book a call with Beatrix Kowalczyk?
Use the free AdvisoryReviews matcher to check Beatrix's current availability. Advisors cap new clients monthly, so the matcher confirms fit and open capacity first — then the intro call is scheduled at no cost and with no obligation.
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